Hello Dosto, Main aap ko credit card lene ke liye jo sawaal aap ko puchne chahye wo bata raha tha. Iss par ek article maine pahle hi likh diya hai. Agar aap ne wo article nahi padha hai to fir aap { Credit card lene se pahle ye padhe } yaha par click kar ke uss ko padh sakte hai. Iss me maine aap ko 3 tarika bataya tha ab main aap ko alag chij bataane jaa raha hoon.

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Pahle check kar le ye charge.

Aap ko call executive kahega ki credit card bilkul free hai aur iss me koi renewal charge ya fir annual charge nahi lagega. Wo kahenge ki card bilkul free hai aur iss par koi charge nahi lagega. Lekin dosto normal card hota hai wo free hi hota hai lekin us par kabhi kabhi ye log extra charge bhi jod dete hai isliye sambhal kar rahna chahye aur achhe se in sab ki jaanch karna chahye.

Premium card par to lagta hi lagta hai, wo aap ko card ye bol kar de denge ki premium card par nahi lagega koi charge lekin fir baad me wo charge jod dete hai. Annual payment ke saath wo log charge jod dete hai isliye card lene se pahle aap log double check jarur kar le.

Interest rate ki jaanch jarur kare.

Dosto credit card kiya hota hai ye to aap achhe se jaante hi honge, iss me shopping abhi kar lo aur payment month ke end me karo. Lekin agar aap kabhi kabhi payment karne me late kar dete hai to aap ke liye pareshaani khadi ho sakti hai.

Aap ko pata hai late fine 30% tak cut hota hai isliye ye check kar le aap ki jo card aap le rahe hai uska late payment karne par kitna interest rate cut hoga.

Dosto jo bhi maine aap ko bataya hai in sab chijo ko achhe se samajh le fir aap ke saath koi thugi nahi hogi. Ye sab chije net me bahut jagah search karne ke baad aur apne personal experience se bata raha hoon.