The Argument

Many people believe that #Ripple cannot move more significantly to the upside. The logic they use is the obvious, an already high market cap, compounded by the fact that it is already in the Top 3 Cryptos by market cap. They argue that Ripple has already announced major partnerships that have had little bearing on the price of XRP. Furthermore many people do not consider Ripple a true Cryptocurrency because it is not really decentralized in nature. Ripple partners with banks and financial institutions that are regulated. Many Crypto investors hate regulation and government involvement. The truth is that the transformation of the monetary and currency systems to digital currencies, otherwise known as Cryptos will ultimately take place within the walls of regulation. Most shun this idea because they believe that governments and regulators are filled with their own machinations.

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What Makes Ripple Truly Unique

Ripple CEO, Brad Garlinghouse is well aware of the fact that years down the line Crypto will be a lot more mainstream. Who moves the money currently? Yes, the banks! Are banks really not going to switch to alternative methods that can save them billions? Ripple has already partnered with over a hundred banking and financial institutions in building a strong network, that will also be a strong selling point down the line. Ripple has seen the future and is building it now. Ripple is also in a unique space, specializing in cross boarder payments of very high volumes. Even though this is highly attractive to the banks, using XRP is attractive to everyone because transaction costs are so cheap. At current prices it fluctuates within the cent zone. Ripple's cheap transaction fees are also an indication of the future. Will transaction fees go up? Probably not in the amount of XRP drops per transaction but in relativity. To explain 5000 drops may not be much at a $1 XRP price but a $100 XRP price will make a big difference. However, still not expensive but more profitable.

Why Partnerships Have Not Brought The Desired Increase

When it comes to Ripple, everyone is aware of the currency #XRP. However when you look a bit further you will discover Xrapid and Xcurrent. Xcurrent is Ripple's software solution that banks are currently using and testing. Messaging each other in real time, banks are able to confirm payment details. Now, this is what most of the Ripple partnerships are about at the moment, Xcurrent! This is just software. However, Xrapid actually makes use of the Ripple currency, XRP. This is what will really make an impact in the price of XRP if users decide to utilize the Ripple currency, XRP. From what I understand, it is not imperative to use XRP with Xrapid. However, Ripple's main agenda is to dominate SWIFT payments. This is a very large goal which we cannot say if they ever will achieve. However, even partial success in this space will mean massive adjustments in the price of XRP. Trillions of dollars lie dormant in accounts for SWIFT payments to be carried out every day. This is a massive market and Ripple has made it their objective and goal!

A Working Project With Future Prospects

Many current tokens do not have a working, functioning project but rather just a roadmap which may never amount to anything. Ripple has secured real and legitimate partnerships that are making use of their product every day! This is what makes Ripple so attractive to the thinking investor. There is a level of security in Ripple, unlike most Cryptos. Many will succeed but many will also fail. Ripple has already succeeded, but yet to shine!