It's July and the pressure is on. As you may already know, I am on a journey to financial freedom and plan on quitting my job in January.

I MUST be debt free

If I've done my calculations correct, I can pay off my current loan by December. That's $138 per week for 26 weeks. I got braces last year August, (I needed them like you need air to breathe, lol seriously tho my teeth were jacked up) which I pay $156 monthly for. I prefer to keep those payments as is, no rush to pay them off until the job is done. ![](https://steemitimages.com/DQmXCUHXnnigUfdsqLC5qqFiTaGknJDexfsgajzHWuqyy4d/image.png) My other monthly expense would be rent, electricity, internet, cell phone bill and basic necessaries like food, personal care and car gas.

I MUST eliminate ALL unnecessary spending and reduce monthly bills

I am the cheapest person I know, this should be easy. Luckily for me, my only wasteful spending habit was buying weed. If you follow me, you already no I kicked that habit last week. I am confident moving forward, smoking won't be an issue, I am focus and wasted enough time bullshitting - eyes on the prize. My girlfriend and I just moved into a smaller apartment, two weeks ago, cha ching EXTRA SAVINGS. We split the rent, I take care of the light bill and she will handle the internet bill. I am curious to see how much the electricity bill will be this month. I live in the Bahamas and the climate is scotching hot this time of year, electricity cost is here high and we have been using the air-conditioner. I am guesstimating $180 max per month, this summer. Once I get the bill this month, I can plan accordingly and make any necessary adjustments to keep it as low as possible. I'll get an app that can help me keep track of my savings and expenses to make it easier. Any suggestions?

My only focus is to remain focus.

![](https://steemitimages.com/DQmcLwJj1ktdWwE3CzpqKD6ctXmJ72eUf6JSrkXRVxteKLH/image.png) Follow my journey ![@Phillipa.png](https://steemitimages.com/DQmNdYfthqn8AtUjT1gcwz5vACaBPxw4Dbn7WXDo77Mc6ys/%40Phillipa.png)