**Discussed Money Management.** ![image.png](https://cdn.steemitimages.com/DQmeje1phQr1HBCGXSUWpjkncaeXBiWpTX6DR9voJiQfzGP/image.png) How to manage our money is a very important issue today since our future depends on it, so we must make very important decisions in the economic field, we must know what to do at the right time, whenever we want to invest in something we must pay close attention to its history in the market, be it cryptocurrencies or an asset or some other interest of your choice. This is known as being cautious, since all our money that we have obtained through a lot of effort either a lot or a little depends on it, and it also depends on how much we want to invest and in what we want to invest, if you want to invest in cryptocurrencies the common thing would be in Choose 5 different types of tokens so that your investment is insured, since you can lose with one, but with the other you can earn a lot of money, so it is advisable to make several investments, whether small or large according to your pocket. **Future plan on your Money Management.** ![image.png](https://cdn.steemitimages.com/DQmXVW4XmPSxGgKv259dWthgDfgHEYZhVqJHYk7jnXagcz3/image.png) We must think carefully about what we should invest in, many people invest in the long term since through that they can live a quiet life earning small commissions from time to time, so my advice is according to your economic situation, you should invest in various types of tokens To generate small amounts of profit for a good period of time, of course, you must be attentive to the ups and downs of the market. We must investigate well in advance what to do to have a prosperous life. **Discussed portfolio money management, if you have an investment and if it is okay with you then show portfolio and explore it briefly.** Portfolio management can either be passive or active. . The management of a debt portfolio usually considers credit risk, Interest Rate RiskInterest rate risk is the probability of a decline in the value of an asset resulting from unexpected fluctuations in interest rates. ** Why do money management fail and Why?** According to a study by The University of Scranton, as many as 92 percent of Americans fail to reach goals they set for themselves are because: * A limiting money mindset * Non specific Goals * Debt * procrastination * Fear * Not Earning enough income * Misunderstanding your capacity for risk * Forgetting to Negotiate * Not choosing Financial Success * Not Getting professional advice. Thank you..... Best Regards; @steemcurato01 @steemcurator02 @steemcurator03 @steemutblog @stream4u **Conclusion** Conclusion of the task is one must divide his/her capital into 3-4 parts and than invest them into different assets in order to get profit and not lose all the capital at once.