I am really pleased to share this very wonderful content with you all. It has been quite a while since I made a post on the steemit platform. I am back fully now please show some love and do leave your comments below on what you think about this content dear friends.

![image.png](https://cdn.steemitimages.com/DQmQdDraD32GEZ1BfRoDZ2Ggmd4Hptm2VFcDhFkJuLradE1/image.png) [IMAGE SOURCE](https://images.pexels.com/photos/5942595/pexels-photo-5942595.jpeg?cs=srgb&dl=pexels-karolina-grabowska-5942595.jpg&fm=jpg)

So many needs to take care of sometimes it feels like the safest way to allocate your budget is to fold your money over and put it in your pocket, or you always have enough money to last you a lifetime until you buy something. Wait, do you fall under the category of a young business entrepreneur with the most fascinating business idea that never goes through because of inefficient budgeting, or do you spend up to your savings on things you don’t need just to impress people that don’t like you. Sadly, one way or the other we have all fallen victims to wrong budgeting or spending above our budgets.

Is budgeting a pain in the butt for you? Are you tired of making headlong expenses?.

Fortunately, is never too late to fix your budget. A budget is considered to be one of the important tools for sustaining the financial growth of a business, organization, or individual. budgeting can therefore be said to mean the estimation of revenue and expenses over a specified future period of time, utilized by government, business, and individuals, >` Investopedia.` I must say therefore that, efficient budgeting serves as leverage that minimizes the waste of resources such as physical materials, energy, and also time alongside accomplishing the desired output. In this way, Effiencient budgetting can simply be utilized as a tool that youths can simply use to combat financial instability. It is very much effective for youths who efficiently budget to help the budget well to avoid the pains which might come with it. There are numerous advantages to budget, these are therefore discussed in the subsequent paragraphs below.

![image.png](https://cdn.steemitimages.com/DQmfQ5MrCpzVcdDKJxcfp2TSJnAb3JxDg6wbZ8Mp1p6GTyf/image.png) [IMAGE SOURCE](https://www.google.com/imgres?imgurl=https%3A%2F%2Fi.ytimg.com%2Fvi%2FpLFDvQxKtXg%2Fmaxresdefault.jpg&imgrefurl=https%3A%2F%2Fmarketbusinessnews.com%2Ffinancial-glossary%2Ffinancial-activities%2F&tbnid=dQQZrwaEyL-jkM&vet=12ahUKEwiulZTB8aX3AhVU04UKHcVSBs0QMyguegUIARCaAg..i&docid=cfoIy0esD8wwUM&w=1280&h=720&q=control%20of%20financial%20activities&ved=2ahUKEwiulZTB8aX3AhVU04UKHcVSBs0QMyguegUIARCaAg)

* ***` CONTROL FINANCIAL ACTIVITIES:`*** With an effective and very efficient budget in place, therefore, helps an individual control and also regulates the spending habit of such individual. Efficient budgetting, therefore, comes in here to help even managers and most individuals to say Youths help keep their spending habits in check, and hence boost their havings and in turn keep them in control of their cash and other sources of income.

![image.png](https://cdn.steemitimages.com/DQmV8dSX6PSSXvyPEqjiPymwzvPygNe2t2CqRBChz3dTheL/image.png) [IMAGE SOURCE](https://www.google.com/imgres?imgurl=https%3A%2F%2Fwww.tinypulse.com%2Fhubfs%2FPerformance%2520review%25203.jpg&imgrefurl=https%3A%2F%2Fwww.tinypulse.com%2Fblog%2F50-self-evaluation-phrases-for-your-next-performance-review&tbnid=xebjjlrxJuZbfM&vet=12ahUKEwj3psf28aX3AhUE3hoKHV69ANQQMygGegUIARDCAQ..i&docid=myGrdVzLM1pexM&w=1200&h=800&q=EVALUATES%20PERSONAL%20PERFORMANCE&ved=2ahUKEwj3psf28aX3AhUE3hoKHV69ANQQMygGegUIARDCAQ)

* ***` EVALUATES THE PERFORMANCE OF YOUTHS/INDIVIDUALS:`*** Efficient budgetting here, can therefore help the youths to self-evaluate themselves to see how well there are meeting their expected target, to see if there are in line whit what has been budget already. Evaluation is very much one important aspect of a man's life at some point we have to put a pause to what we have going on and therefore make an evaluation of ourselves to see if we have to be on the right track so we can either retrace our steps, continue or rewind, and make adjustments.

![image.png](https://cdn.steemitimages.com/DQmbLfNJpUnctTr6CWNQ67BCXNZtVaquyG7de7X8qhJuLjU/image.png) [IMAGE SOURCE](https://www.google.com/imgres?imgurl=https%3A%2F%2Fresources.workable.com%2Fwp-content%2Fuploads%2F2016%2F08%2Fmotivation_small.png&imgrefurl=https%3A%2F%2Fresources.workable.com%2Ftutorial%2Femployee-motivation-techniques&tbnid=bFwxCMFihScYEM&vet=12ahUKEwiA6-yi8qX3AhVM_IUKHUS5CIcQMygzegQIARBD..i&docid=bL-aobwUELpbsM&w=506&h=270&q=BUDGETING%20CAN%20BE%20A%20MOTIVATING%20FACTOR&ved=2ahUKEwiA6-yi8qX3AhVM_IUKHUS5CIcQMygzegQIARBD)

* ***`BUDGETING CAN BE A MOTIVATING FACTOR:`*** Efficient budgetting can also in turn serve as one serious and strong motivating factor to youths who see it fit and good enough to make budgets. We all need that motivating factor at some point in our lives. So once we have a target goal set for like a month or so I will therefore say budgetting is, therefore, the simplest option to go by. With numerous advantageous aspects of budgetting, there are also some cons that make budgetting not work out and in the end make it be like a pain in the butt. Below are some of these disadvantageous aspects of budgeting.

![image.png](https://cdn.steemitimages.com/DQmfFSy2wGNXVnyyxzS9ABxcTMwZkBH51G4gu7HpwAaGZgT/image.png) [IMAGE SOURCE](https://www.google.com/imgres?imgurl=https%3A%2F%2Fwww.batimes.com%2Fwp-content%2Fthemes%2Fyootheme%2Fcache%2Fbf2a6da712b4888886bfd89e48898f6f-66213ff8.jpeg&imgrefurl=https%3A%2F%2Fwww.batimes.com%2Farticles%2F2-requirements-tasks-you-re-probably-spending-too-much-time-on%2F&tbnid=-bR3ARsBjgAatM&vet=12ahUKEwiR0Kvh8qX3AhUBxYUKHddYDHoQMygHegUIARDRAQ..i&docid=c7ziR9e00xiUVM&w=640&h=301&q=TIME%20REQUIREMENT&ved=2ahUKEwiR0Kvh8qX3AhUBxYUKHddYDHoQMygHegUIARDRAQ)

* ***` TIME REQUIREMENT:`*** Budgetting can be considered time-wasting to say. For it usually takes some amount of time to come true. Hence it can therefore be seen as time-wasting.

![image.png](https://cdn.steemitimages.com/DQmUS7YHcSuTP2PvnShZa9DWwHV2j2kjh9RVpcnU5eHBfGt/image.png) [IMAGE SOURCE](https://www.google.com/imgres?imgurl=https%3A%2F%2Fwww.customtruck.com%2Fwp-content%2Fuploads%2F2018%2F12%2FUse-It-or-Lose-It.jpg&imgrefurl=https%3A%2F%2Fwww.customtruck.com%2Fblog%2Fuse-it-or-lose-it%2F&tbnid=KLwQ_hpOvQOeDM&vet=12ahUKEwjz3syX86X3AhUKdRoKHS3DBn4QMygAegUIARC3AQ..i&docid=LWRPIAIMlBH1WM&w=5616&h=3744&q=spend%20it%20or%20lose%20it%20budgeting&ved=2ahUKEwjz3syX86X3AhUKdRoKHS3DBn4QMygAegUIARC3AQ)

* ***`SPEND IT OR LOSE IT:`*** Most there are these roaming ideas these days on the minds of the youths which is "if I don't eat the money I work who will, is it when I die" Yes these are good considerations also, but on the other hand, we should therefore not look at these disadvantageous aspects. So budgeting can be said to either you spend or you lose these resources. * ***` RIGIDITY:`*** Budgetting can be said to be rigid for once it is done until the time and expected outcome is met the budgeter can not make moves or do anything to alter except otherwise. Budgeting can be rigid in these senses and hence become a pain in the butt for the individual. **** With all these being said, It is on this note I will therefore like to throw more light on the main focus of this content which is: **`IS BUDGETING A PAIN IN THE BUTT FOR YOU`** My answer will be YES in this sense where budgetting can really take lots of time to be accomplished. I believe once your mind is set to get something done it should be if the resources are available. Budgetting is indeed a pain in the butt for numerous reasons, for it can really be stressful, and hence makes activities that are to be done slowed down to some extent. Budgetting I must usually work out for some person but as they say, another man's food is another man's poison. In a nutshell, budgetting is indeed a pain in the butt for me, for I like my things being done at once and not postponed for a certain period of time. *** ***`Best Regard from @gi-de-on`*** ***`Thanks for reading dear friend.`*** *** CC: @focusnow @whitestallion @booming04 ***