*Your smartphone might be an expensive mini computer in your pocket, but hey, that device can save much more than phone contacts. Everyone likes the idea of saving money, but most time, our busy schedule gets in the way of our budget and at the end...we forget to save money* However, with your smartphone, you can cut costs in some ways and here are five ways you can save money the smart way using your smartphones. 1. **Use Budgeting Apps**

Having a budget is one way to curb aimless spending and using budgeting apps on your phone has proved to be one of the best ways to control expenses.Using a budgeting application and sticking to it could prevent you from getting lavish with money because it makes you to be conscious of your expenses.With apps like Mint Budgeting, Pocket Guard Budget, Level Money and Wally, your smartphone can help you track your spending and at the same time help you save money. 2. **Make Calls Using VOIP**

If you have unlimited data or you are always connected to a wi-fi, you can start making Voice Over Internet Protocol, VOIP calls to save you from buying recharge cards every time.You can go about this by using the Whatsapp and Skype applications on your smartphone for calls. Try this for one week and see how much you'll save. 3.** Use apps to compare prices when shopping**

Your smartphone's ability to check and compare prices is one of the best ways your phone can help you to save money.Before going to your favourite shopping mall to buy anything, you'll need to consult your smartphone to help you compare prices before you decide which one to go for.To do this, just download an app like Price Check to compare prices before you determine what and where to buy. 4. **Use apps to save time and money when banking**

Your smartphone can also save you time and money. With apps, you can find your bank's nearest ATM when you need to withdraw cash and with this, you can avoid ATM fees.Also, instead of wasting time and spending money to go to the nearest ATM, you can download your bank's app to do all your banking transactions. 5. **Use your smartphone for coupons and deals**

Coupons and deals are obvious ways to save some cash. In Nigeria, there are so many platforms you can get coupons, discounts and deals from, but you won't get these except you have a smartphone.With your mobile device, you can log onto a platform like dealdey to get some products or services at discounted rates. You can get pocket-friendly deals and save some money for other expenses. But see, to enjoy these benefits, you've got to let your smartphone help improve your saving habits.