> When wealth is lost, nothing is lost; when health is lost, something is lost; when character is lost, all is lost. - Billy Graham. ###### Some years back, when I just entered the university. I had no bank account (Not having a bank account as a fresher is something common among University student in Nigeria). I planned on opening one soon but my uncle wanted to send me money urgently. I could not open a bank account like almost immediately, so I asked my roommate to let me use his account. I was only expecting #10,000 which is about $30 dollars at the recent conversion rate. ###### He allowed me to use his account quite okay, so I sent my uncle the account number. Later at night, i asked my uncle if he had sent it and he said yes, so I waited for the next day to use the A.T.M machine. When I got to the machine, I saw only #6000 (which is about $18 in Nigeria present conversion rate) in my friend's account. I was bothered and immediately called my uncle to ask if he sent #10,000 and he said yes. I went back to the hostel to ask my friend why I saw #6000 in his account and he said that was his commission for using his account. How will you tell me you took #4000 as a commission for using your account. Well, that story didn't end well for him because I took the issue far seriously than he expected. http://1.bp.blogspot.com/-kbFoONTaCik/UecIiYu2K-I/AAAAAAAAEwE/bl_TvJzOc6Y/s1600/discipline.jpg [credit](https://www.google.com/url?sa=i&rct=j&q=&esrc=s&source=images&cd=&cad=rja&uact=8&ved=0ahUKEwjP7p_hnZ_WAhURK1AKHfcgC4oQjRwIBw&url=http%3A%2F%2Fwelcomebabyuc.blogspot.com%2F2013%2F07%2Fdiscipline.html&psig=AFQjCNGoZcM6ktPnbjfTAAcnLLbbbpWfgw&ust=1505291437691975) ___ ###### I have noticed that people do misbehave and show a great height of indiscipline when money comes into the picture. Situations where friends look for the downfall of another friend who introduced them to a business, so as to take everything and own it to themselves. ###### Discipline is what keeps your money and leave you content with what you have. If you earn a million dollars through hard work and you lack discipline, you will finish that money in 20 minutes. ###### There are people who cannot be trusted with money matters, they see everything and want to get everything for themselves, they can not delay the gratification when money is involved. https://i.ytimg.com/vi/4RR-EebKLyQ/maxresdefault.jpg [credit](https://www.google.com/url?sa=i&rct=j&q=&esrc=s&source=images&cd=&cad=rja&uact=8&ved=0ahUKEwjr6rTnnp_WAhXMKVAKHUJwDGYQjRwIBw&url=https%3A%2F%2Fwww.youtube.com%2Fwatch%3Fv%3D4RR-EebKLyQ&psig=AFQjCNGoZcM6ktPnbjfTAAcnLLbbbpWfgw&ust=1505291437691975) ###### There are people I can't give my A.T.M card to, there are friends I can't lend money or introduce to businesses because I can't trust their judgement with handling money. ###### It is not the amount you make, it is how well you manage your wealth that makes you richer. ###### Can people trust your judgement when it comes to money issues? ###### Can you be trusted with a money because you will not spend it? ###### If you can't, then you have to start working on your weaknesses. ![fancy-line-divider.jpg](https://steemitimages.com/DQmdaq4zpeTScdNrsvK2YrjXjXj9V9ZxPsvVANTiS4AoT3J/fancy-line-divider.jpg) DO NOT FORGET STEEMIT IN NIGERIA (SIN). I WILL BE THERE AND I WANT YOU TO BE THERE... --- ![Sin.jpg](https://steemitimages.com/DQmS78zjPPMYKRmqZWwEQ72JontcmjtL6UMtGTLtUJNDAJt/Sin.jpg) ___ Thanks to @son-of-satire for the generic footer ![GENERIC.gif](https://steemitimages.com/DQmcGTgE9ztQ7QmWESyE7uVqLrUqfbAa1fsTCod6dmsFYjP/GENERIC.gif) Thanks to @elyaque for my first badge ![Bildschirmfoto 2017-06-13 um 16.44.32.png](https://steemitimages.com/DQmTcNTBXWiEJdrGR5goscq8zpecSkgzLjxEnSCmoPgP1SK/Bildschirmfoto%202017-06-13%20um%2016.44.32.png) ![small-4605-5908eb3da2bfa.png](https://steemitimages.com/DQmS184UAbg2f2zYtsn94jL2wbN6i1w2KpaxcX8Qo1jQTRZ/small-4605-5908eb3da2bfa.png) Nigerian community badge by @jodipamungkas ![PACKET CURATOR NIGERIAN @gbenga.png](https://steemitimages.com/DQmfUvbcRBZp28md2r5YzCiWyKtiGxKYVinobx4xrXK65Sk/PACKET%20CURATOR%20NIGERIAN%20%40gbenga.png) Badge by @royalfinest ![gbenga badge from @royalfinest.jpeg](https://steemitimages.com/DQmXtBHQarz5XXPUnM3tPV4LABzBr3ohp9oXsSadFvVF7Ff/gbenga%20badge%20from%20%40royalfinest.jpeg) ![divider.png](https://steemitimages.com/DQmb4NbBA7YyyWdwVXXRbDc12iJQsV1WeGeZCztzECYicKo/divider.png)