![moon.jpg](https://steemitimages.com/DQmVJyAM6LKNWzmmwJAT8k8RRNhDAgnt7djuWe7uzovsEyf/moon.jpg) With the increasing number of altcoins in the cryptocurrency market in recent time, it is about to focus on growth and stability. Ripple (XRP) is one of the most popular cryptocurrencies in crypto space. Ripple is uniquely designed blockchain based payment solution for any banking or private financial institute, it is not “decentralized.” For experts, so we can call it may be "semi-centralized" and this does not qualify it as a fully-fledged cryptocurrency. So let's figure out and focus on, how much will Ripple grow in future? Well, i would like outline some thoughts to help you make your mind up about how big Ripple can get or not. As part of that, you should be aware of the expected future cryptocurrency growth patterns. and don't forget how much risk involved around any crypto currency. It might not be possible to accurately determine how big XRP will become, but i can extrapolate from the growth pattern of other cryptocurrencies. From where I sit, there is no doubt it is surging into the league of BTC and ETH. while writing this article XRP is trading at **$0.62 USD** & its all time high price is **$3.84 USD** according to **CoinMarketCap** data shows. However, your guess & your point of view might be different from me because some people around me also saying that XRP is overvalued and overrated too, but on other hand i genuinely believe its more valuable than its current value, just not because i have it but i believe XRP is one of the best and fastest platform of blockchain which will be more useful in future. **what is my take on XRP Token with current scenario** **( This is not a any advice, this is just a mine opinion OR mine personal experience and is for information purposes only. It is not intended to be investment advice so please do your own research while invest in crypto space )** Ripple (XRP) is most successful cryptocurrency & an impressive idea for use in the financial sector and more specifically, to be used as a currency processor between banks. Over the years, the network keeps expanding meaning the uptake is positive. It's now becoming the standard way of communicating between major banks and many financial institutions. This is a tool to eliminate bottlenecks in money transfers; it is fast, dependable and transparent. so i think XRP does not replace the existing or traditional financial banking systems but it makes them better so we can say its hybrid financial kind of system. It is up to you to choose a traditional or innovative money transfer platform. If you love fast transactions without third parties so Ripple should be your natural choice. This means no more delays and chargebacks. **What makes XRP stand out from others.? & Why?** The Ripple adoption in the real financial system means it is much better than some existing systems we have like such as **SWIFT**. When its come to real users on board, added value will be actualized, and this gives an idea how big Ripple (XRP) can get. **SWIFT :** what comes to mind is the time it takes for a transaction to complete and the cost. Bank clients have a degree of uncertainty given that some transactions can take days under the guise of verification. To overturn this, Ripple offers a speed users dream of, with no verification delays, and you get your funds in seconds, if not real time. With XRP, you do not need to track your transactions; they are guaranteed. Ripple is the comes where banks have failed and fill the gap. If there is a system that can beat financial institutions regarding speed and reduced fees, It is your money, and you need it in your hand, anytime, anywhere. **The future of Ripple** The above points should help you make your own informed conclusions about the future of Ripple but not wholly. Once the Ripple brand becomes a household name, XRP, the token is right now part of every cryptocurrency enthusiasts portfolio. So now whats next? for me i think the next stop will be **XRP supported credit cards**. **Litecoin (LTC)** just recently launch there payment base gateway which is **LitePay** or **LitePal** and thats why i am talking about XRP base credit card concept. With secure and stable systems, user trust will come naturally, A Ripple credit card seems to be the next big thing in the cryptocurrency arena (for not just me only) if it will be happens in future. **The last verdict** Not all cryptocurrencies are made equal. Ripple is not unique either; it is focused on where the others are failing. In doing so, Ripple is growing as a company and its flagship product XRP is gaining acceptance in the competitive digital money market for sure. So are you still asking how big can Ripple (XRP) get? The route of market is a clear indicate that XRP is much accepted coin in real world than the other one and its makes XRP big for sure.