And further, ideas for an actual beneficial house are made almost impossible.

Many passive heating/cooling ideas have to go through special meetings with the top plan checker in order to be used.

With all the divorces, single family homes should have a father-suite built onto it. When/if they divorce, the father just moves next door. The kids can go to which side they need to.

The mortgages causes people to pay double, triple, quadruple the cost of the house to the bank, which provided nothing in its construction.

So much bad stuff, that we just take for normal.